Posted On: March 24, 2010

How Does the Healthcare Reform Act Impact Illinois Residents?

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Yesterday, President Obama signed into law the house bill overhauling the United States' healthcare system. Illinois’ Director of the State’s Department of Insurance will be at the center of overseeing changes that will affect Illinois citizens through the new bill, most of which involve insurance premium rates and eligibility.

Med%20Image%203.gifOne of the first changes that will affect Illinois residents is that the U.S. Department of Health and Human Services now has the ability to review and challenge any unreasonable health insurance rate increase. For example, the insurance hikes like those proposed by Anthem BlueCross in California this past February of rate increase of up to 39% would definitely raise a red flag under the new Healthcare Reform Act.

While Illinois did require insurance companies to report any increases to premiums within the local market, the Illinois Department of Insurance did not have the authority to approve or deny rate changes. Likewise, in small-employer markets the Department of Insurance did not have any authority to authorize rate changes, nor was it automatically given any information about rate increases or premiums charged to individual companies. But now, with the new healthcare laws, Illinois' Department of Insurance will receive reports on rate increases and promises to examine and challenge any unreasonable insurance rate increase.

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Posted On: March 15, 2010

Chicago Jury Finds in Favor of a Severely Brain Damaged Child

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A recent Cook County jury awarded a positive verdict to a 20 year-old man for severe brain damage that he sustained as a result of a Cook County birth injury. Given that a plaintiff has 8 years from the date of injury to file an Illinois birth injury claim, typically we see these lawsuits filed and settled well before the injured child reaches adulthood.

Brain%20Injury%201.jpgAnd while the age of the injured child at the time of the Cook County verdict might be unusual for a Cook County birth injury lawsuit, the case facts are fairly typical of an Illinois birth injury.

The Illinois birth injury lawsuit was brought by the plaintiff's mother, who claimed that her son was born with severe brain damage as a result of negligence on behalf of Cook County Hospital. The plaintiff's defense rested on claims that a delay on behalf of the hospital staff in delivering the baby was the cause of his subsequent brain damage.

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Posted On: March 9, 2010

Chicago Hospital Study Finds New Hip Replacement Procedures Required For Metal-On-Metal Devices

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Medicine is an area where new advances are being made on a regular basis that lead to better care and treatment for patients. However, this means that in some cases, patients who received older forms of treatment develop unforeseen complications, particularly in the area of Illinois defective medical devices. Consider the case of patients receiving metal-on-metal hip replacements. Once considered the norm, these types of hip replacements are now leading to an increase in problems for patients.

Hip%20Joint%201.jpgA recent editorial in The Journal of Arthroplasty, a medical journal for orthopedic surgeons, urge doctors to use metal-on-metal devices only with “great caution, if at all.” This comes on the heels of reports that metal-on-metal hip replacement procedures create tiny particles of debris that can damage soft tissue and bone.

Recent studies that estimated that anywhere from one to three percent of hip implant recipients could be affected by the problem, however, given the large number of people who have received metal devices the number could actually be dealing with thousands of patients in the United States who have been affected by defective medical devices.

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Posted On: March 2, 2010

Cerebral Palsy Result of Delay In Treating Chicago Boy's Severe Dehydration

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A recent Illinois medical malpractice lawsuit involving a Chicago boy's brain injury demonstrates the importance of timely medical care and treatment in order to avoid disastrous outcomes. In this case several treaters and physicians failed to recognize the baby boy's signs and symptoms of severe dehydration, which caused the boy to develop cerebral palsy.

brain-scan%201.jpgTen days after the Chicago boy's delivery his parents brought him to his pediatrician for a follow-up exam. The pediatrician was practicing at the Chicago Family Health Center, a federally funded community health clinic. At the time of the baby's visit his body weight was noted to have dropped by 23% from his birth weight.

At that visit the pediatrician also detected a heart murmur on exam, so referred the baby to a pediatric cardiologist. This appointment was made for a month later and the boy and his parents were sent home.

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